Terms of Use

Effective Date: 13 Jan 2025

1. Introduction

1.1 Welcome to our website (“our Site”). This website is operated by the business referred to in these terms as “we”, “us”, or “our”.

1.2 By accessing or using our Site, you agree to comply with these Terms of Use. If you do not agree, you must stop using our Site immediately. These Terms of Use, along with our Privacy Policy and any other referenced terms, form a legally binding agreement between you and us.

1.3 We may revise these Terms of Use at any time by updating this page. Please review it regularly to ensure you are aware of any changes.

2. Accessing Our Site

2.1 Whilst we aim to ensure our Site is available at all times, we cannot guarantee uninterrupted or error-free access. You must not interfere with the proper operation of our Site, including attempting to hack, disable, or compromise its security systems.

2.2 It is your responsibility to ensure your computer or device is compatible with our Site and that it is protected against viruses, malware, or other harmful software.

2.3 We may restrict or suspend access to certain parts of our Site, or the entire Site, without notice for maintenance or other reasons.

2.4 If we provide you with login details, such as a user ID or password, you must keep these confidential and not share them with anyone. We reserve the right to disable your account if you breach these Terms of Use.

3. Using Our Site

3.1 You agree to use our Site responsibly and in accordance with all applicable laws and regulations.

3.2 You must not use our Site:

• For any unlawful or fraudulent activity.

• To transmit unsolicited or unauthorised advertising, including spam.

• To harm, harass, or threaten others, or to infringe their rights.

• To upload or transmit harmful content such as viruses, malware, or other malicious code.

• To interfere with the normal operation of the Site or place an unreasonable burden on our systems.

• To use automated tools to scrape, copy, or monitor our Site without our prior consent.

4. Intellectual Property

4.1 All content on our Site, including text, images, logos, and software, is protected by copyright, trademarks, and other intellectual property rights owned by us or our licensors. You may not use, reproduce, distribute, or modify any content without our prior written consent.

5. User-Generated Content

5.1 If you submit content to our Site, such as reviews, comments, or uploads, you grant us a perpetual, royalty-free, and worldwide licence to use, display, modify, and distribute your content for operational, marketing, or promotional purposes.

5.2 By submitting content, you confirm that:

• The content is your own original work, or you have the necessary rights to share it.

• It does not contain illegal, harmful, or offensive material.

• It does not infringe the intellectual property, privacy, or other rights of any third party.

5.3 We reserve the right to remove or refuse to publish user-generated content at our discretion.

6. Limitation of Liability

6.1 We strive to ensure that our Site and its content are accurate and reliable. However, our Site is provided on an “as is” basis, and we make no guarantees regarding its accuracy, completeness, or suitability for any particular purpose.

6.2 To the fullest extent permitted by law, we exclude liability for:

• Loss of profits, business, or revenue.

• Loss or corruption of data.

• Indirect or consequential losses arising from your use of our Site.

6.3 Nothing in these Terms of Use limits our liability for death or personal injury caused by our negligence or for fraudulent misrepresentation.

7. Third-Party Links

7.1 Our Site may include links to external websites or resources. These are provided for your convenience, and we are not responsible for their content or availability.

8. Governing Law and Jurisdiction

8.1 These Terms of Use are governed by the laws of England and Wales. Any disputes arising in connection with these Terms of Use shall be subject to the exclusive jurisdiction of the courts of England and Wales.

8.2 If any part of these Terms of Use is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.

9. Contact Us

9.1 If you have any questions, concerns, or complaints regarding these Terms of Use, please contact us at contact@elephantpayments.co.uk.