Merchant Cash Advance

If your business needs quick funds to grow or get through a slow period of trading, a merchant cash advance is here to help.

How will you benefit?

Merchant cash advance can be used for many needs

Operating Costs

Marketing

Website Development

Renovation

Expansion

Equipment

Inventory

Training

Why we are unique.

Many brokers aim to source deals with the highest fees to make them as much money as possible, to the detriment of the client. We believe this isn't right.

We ensure fair and affordable finance for everyone, guaranteeing the most competitive rates compared with any other broker on the market.

Simply reach out to our team, and they’ll guide you through the process, gathering some business-specific information in order to help you further.

With just a few details, we can assess your business’s eligibility and provide an estimate of how much you could borrow before proceeding.

Frequently asked questions

How does a merchant cash advance work?

Rather than making a fixed monthly payment, your repayments are based on a percentage of your monthly debit and credit card sales. This flexible approach adjusts with your business’s ups and downs, making borrowing less stressful and more manageable.

What is the application process for a merchant cash advance?

Our team ask for your average monthly income from processed card transactions and your gross annual income. With this information, we can evaluate your eligibility and, if approved, provide an estimate of the funding amount.

What are the requirements?

As long as your business has been trading with a card machine system, or equivalent, for 6 months or more, meeting our minimum turnover threshold of around £1000 per month.

What are the drawbacks of a cash advance?

Since funding is based on your card transactions, the amount you can borrow may be lower than what a traditional business loan offers. This is because the limit is tied to your projected monthly income.

How much can I borrow?

You can borrow from £5,000 up to £1,000,000

How does a cash advance compare to a bank loan?

A merchant cash advance is an unsecured financing that doesn’t require any physical assets as collateral. This makes it a fast and efficient solution, with funds often reaching your account within just a few days. Repayments are designed to be flexible, adjusting in line with your monthly card sales—so during slower months, you’ll repay less, easing the financial burden.

How do I repay a cash advance?

You’ll repay a fixed percentage of your daily card sales whenever your customers make payments. This repayment rate is determined based on your average monthly revenue at the time of application, ensuring it aligns with your business’s cash flow.

Will my credit score be impacted?

No, your credit score is not affected by a merchant cash advance application.

Get Started

One step closer to funding